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Discover® Motiva Card
  • Earn Cashback Bonus for your good credit management
  • 3.99% intro APR on balance transfers and purchases for 15 months, then the variable APR of 11.99% - 20.99% 
  • Up to 20% Cashback Bonus at popular retailers when you shop through Discover.com 
  • Ranked #1 in customer loyalty (2011 Brand Keys Customer Loyalty Engagement Index report) 
  • 24/7 access to a U.S. based Account Manager within 60 seconds 
  • $0 Fraud Liability plus automatic mobile and email fraud alerts 
  • Get rewards with no annual fee, no rewards redemption fee, and no additional card fee
Review Title (View Guidelines): NOTE: Please be advised that you cannot review the same Product / Service more than once.
Review:

Product Satisfaction - If the product reaches to your expectations, fulfills all your demands and has all that you are looking for, within your purview.
Average
Credit Limit - The highest amount to which you can spend using your credit card; you will not be allowed to stretch beyond this amount.
Average
Interest Rate - The rate or amount charged or compensated for the use of credit. An amount of money you will be paying for the purchases made, apart from the purchases amount.
Average
Introductory Offers - The invaluable benefits, that you can make the maximum out of, at the initial stages after getting a credit card (generally 6 months – 1 year).
Average
Shopping Experience - Credit cards offer rewards for shopping, where you can earn points and redeem them at varied shopping outlets and stores. The more the offers and acceptance at stores, the more the joy.
Average
Points/Rewards Redemption - Apart from using the credit card, points are the incentives, perks and profits you can earn, by using your Credit Card every time. The ease of redeeming the Points / Rewards doubles your satisfaction.
Average
Billing Cycle / Grace Period - The time period between, making the actual purchase until the time when you can pay it up, without paying the interest charges.
Average
Billing Process - The reliability of accuracy in the bills; and genuine calculation of transactions on a regular basis to the customers, for the credit card usage.
Average
Account Management - An easy way of handling all the credit card accounts; like online payments, transactions and other credit card related dealings.
Average
Customer Service - All the help that the companies provides to make it easier for the customers, such as answering all your queries and giving timely reminders about payments.
Average
Would you recommend this Card / Program to your Friends / Family?

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