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IBERIABANK Visa® Platinum Card
  • No annual membership fee
  • Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
  • Low Introductory ARP on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary based on the Prime Rate.
  • Earn 1 bonus point for every $1 in qualifying net retail purchases
  • Turn your points into hotel, gift, or experience rewards
  • Travel accident coverage up to $1,000,000
  • Online access to credit card account information
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    Review Title (View Guidelines): NOTE: Please be advised that you cannot review the same Product / Service more than once.
    Review:

    Product Satisfaction - If the product reaches to your expectations, fulfills all your demands and has all that you are looking for, within your purview.
    Average
    Credit Limit - The highest amount to which you can spend using your credit card; you will not be allowed to stretch beyond this amount.
    Average
    Interest Rate - The rate or amount charged or compensated for the use of credit. An amount of money you will be paying for the purchases made, apart from the purchases amount.
    Average
    Introductory Offers - The invaluable benefits, that you can make the maximum out of, at the initial stages after getting a credit card (generally 6 months – 1 year).
    Average
    Shopping Experience - Credit cards offer rewards for shopping, where you can earn points and redeem them at varied shopping outlets and stores. The more the offers and acceptance at stores, the more the joy.
    Average
    Points/Rewards Redemption - Apart from using the credit card, points are the incentives, perks and profits you can earn, by using your Credit Card every time. The ease of redeeming the Points / Rewards doubles your satisfaction.
    Average
    Billing Cycle / Grace Period - The time period between, making the actual purchase until the time when you can pay it up, without paying the interest charges.
    Average
    Billing Process - The reliability of accuracy in the bills; and genuine calculation of transactions on a regular basis to the customers, for the credit card usage.
    Average
    Account Management - An easy way of handling all the credit card accounts; like online payments, transactions and other credit card related dealings.
    Average
    Customer Service - All the help that the companies provides to make it easier for the customers, such as answering all your queries and giving timely reminders about payments.
    Average
    Would you recommend this Card / Program to your Friends / Family?

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