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Discover® Motiva Card

  • Earn Cashback Bonus for your good credit management
  • 3.99% intro APR on balance transfers and purchases for 15 months, then the variable APR of 11.99% - 20.99% 
  • Up to 20% Cashback Bonus at popular retailers when you shop through Discover.com 
  • Ranked #1 in customer loyalty (2011 Brand Keys Customer Loyalty Engagement Index report) 
  • 24/7 access to a U.S. based Account Manager within 60 seconds 
  • $0 Fraud Liability plus automatic mobile and email fraud alerts 
  • Get rewards with no annual fee, no rewards redemption fee, and no additional card fee


Click Here To Apply Online
Card Type: Personal Cards  Write a Review   Tell a Friend
Intro APR 3.99% 3.99% N.A
Intro Period 12 Months 15 Months after the first transaction posts to you N.A
Regular APR 11.99% - 20.99% 11.99% - 20.99% 23.99%
Transaction Fee None 4% (Min $10) 3% with Intro APR offer. Or else $10 or 5% which is greater.
  Credit History
  Excellent Credit
  Good Credit
  Fair Credit
  Bad Credit
  No / New Credit
General Info  
Annual / Membership $0.00
Late Payment Up to $35
International Transaction 2%
Default Rate APR Between up to 16.99% variable and up to 25.99% variable for purchases and balance transfers
Grace Period 25 Days
Minimum Finance Charge $0.50
Disclaimer See the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the “Apply Now" button, you can review the credit card terms and conditions on credit card issuers website.
 
Features & Rewards
  Balance Transfer
  Cash Back
  Points
  Travel
  Airline Cards
  Shopping
  Store
Expert's Review

Enter the world of exciting rewards and excellent benefits that Discover® Motiva Card has to offer to the consumers. This card, issued by Discover has a reward program that benefits the cardholder for almost every transaction that they make using this card. If you are a consumer with a very good credit or fair credit and looking for a card that will keep your wallet fat and happy, then Discover® Motiva Card is the card that is meant just for you.


Let us now explore the benefits that come packed with a Discover® Motiva Card. This is a card where you can keep your wallet healthy even when you are making huge purchases. While on every general purchase you can earn 1% cashback bonus. Apart from these rewards, consumers can also avail the exclusive rebate rewards on their purchases. They can also redeem their rewards for higher rewards, gift certificates and even double cashback offers. There are even cash rewards when you can manage your credit in a good way. Consumers can also benefit from making on-time payments. If you have made six payments on-time consecutively, then you are entitled to a cashback rewards.


Discover® Motiva Card comes not only with sweeping and amazing cashback rewards, there are certain other benefits also associated with this exclusive Credit Card for those who get approval. This card has no Annual Maintenance Charge. In addition, both the Introductory APR and the Regular APR is reasonably low for the cardholders. There is an Introductory APR of as low as 3.99% that you have to pay for Purchases and this is valid for 12 months and the same APR is valid for 15 months in case of Balance Transfer after the first transaction posts to your account under this offer. After the Introductory Offer, there is a variable APR of 11.99% to 20.99% for those who qualify. So, get ready to enjoy the world of unlimited cashback bonuses with Discover® Motiva Card.

 
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