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IBERIABANK Visa® Platinum Card

  • No annual membership fee
  • Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
  • Low Introductory ARP on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary based on the Prime Rate.
  • Earn 1 bonus point for every $1 in qualifying net retail purchases
  • Turn your points into hotel, gift, or experience rewards
  • Travel accident coverage up to $1,000,000
  • Online access to credit card account information


    • Click Here To Apply Online
    Card Type: Personal Cards  Write a Review   Tell a Friend
    Description Purchases Balance Transfer Cash Advances
    Intro APR None 1.99% N.A
    Intro Period None 6 billing cycles N.A
    Regular APR 9.25% 12.25%, or 15.25% 9.25% 12.25%, or 15.25% 14.75%, 18.25%, or 21.25%
    Transaction Fee None 2% $5 or 5% (Max. Fee: $100)
      Credit History
      Excellent Credit
      Good Credit
      Fair Credit
      Bad Credit
      No / New Credit
    General Info  
    Annual / Membership None
    Late Payment $15 - $35
    International Transaction 2% of the transaction amount for all transactions where the merchant country is not the United States
    Default Rate APR See Terms*
    Grace Period 25 Days
    Minimum Finance Charge $1.00
    Disclaimer N.A
     
    Features & Rewards
      Balance Transfer
      Low APR
      Points
      Travel
      Hotel Cards
      Shopping
    Expert's Review

    Issued by the IBERIABANK, IBERIABANK Visa® Platinum Card offers exciting benefits to the card holders. As the name itself suggests that it comes packed with several rewards benefits, IBERIABANK Visa® Platinum Card has more to offer as well. For those people whose application for this card is approved provided that they have an excellent credit history, this card offers low APR and several other benefits.

    Let us have a good look at the exciting offers and benefits that a cardholder gets from IBERIABANK Visa® Platinum Card. Once you are approved for having this credit card with an excellent credit history, you are entitled to earn points over every single dollar that you spend using this card. Now the points you accumulate, can be redeemed for gift vouchers, merchandise, travel benefits and in restaurants as well provided that those are enlisted with the card issuer. The 25 days grace period makes it easier for you to repay the bills. IBERIABANK Visa® Platinum Card thus brings you amazing offers and benefits that you simply cannot resist.

    Apart from the rewards benefit, if you have an excellent credit history, there is good news waiting. You can qualify for a really low APR with a good credit score. There is a very Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%). Moreover, in the introductory period which lasts for 6 billing cycles and when APR is 1.99%, you can transfer balances without incurring extra charges in the first three months. Enjoy the various online services, stolen and lost reporting benefits and also a travel insurance that goes up to $1,000,000 with this credit card. Are not these offers really sweeping? So, just apply for one and get ready to enjoy with your IBERIABANK Visa® Platinum Card.
     
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