Discover® Mix Tape Student Card is an award winning card for its novel design. This originality is reflected not only in the design but also in the huge array of facilities that it offers. In fact with this credit card, meant exclusively for the students, they will get a chance to build a good credit history from the early age. Discover® Mix Tape Student Card comes coupled with a number of exclusive offers that will add zing to shopping every time the cardholder use his/her card. Special rewards program, regular benefits and insurance offer – all have made this card a must for every wallet.

However, when you are applying for any credit card, you should have clear idea and information regarding the fees, charges and other crucial details. On purchase, first six months comes with a 0% APR in case of a Discover® Mix Tape Student Card. After that the rate is in between 13.99% to 20.99% and is variable. Cash advance has a variable APR rate of 23.99%. The default rate on purchases is between up to 18.99% and up to 25.99% based on your creditworthiness and other factors. Card holders get a 25 days grace period that starts with the end of every billing period. Late payment fees is up to $35. Some other fees include, 5% transaction fee for every cash advance and 2% for every purchase in foreign currency. Finance charge is $0.50. However, there is no annual fee or account set up fee.

Discover® Mix Tape Student Card also comes coupled with exciting rewards program and exclusive benefits for the consumers. There are 1% and 5% cashback programs that make every purchase through this card more rewarding for the cardholder. After reaching the annual purchase limit of $3000, consumers automatically get entitled for 1% cashback reward on every purchase that they make; this include shopping with the brands and outlets that fall into the affiliate group. At the same time, when the cardholder is signing up for the 5% cashback programs, they are entitled to this exclusive benefit also up to certain limits. The best thing about this reward program is that these points have no expiry date. However, they will be considered invalid if your account is inactive for more than 18 months or you fail to clear dues for two months consecutively. Discover® Mix Tape Student Card also offers insurance benefits. Cardholders are entitled to Excess Collision Damage Waiver insurance and Scheduled Air Travel Accident insurance as well.